BILLCUT

FINTECH

Building BillCut’s Digital Growth Engine

A full-stack partnership across brand, content, performance, partnerships and website experience that supported BillCut’s growth from approximately ₹10 lakh to ₹100 crore in monthly loan disbursals.

Industry
Consumer Fintech, India
Type of Mandate
Full-stack growth and marketing partnership
Target Market
Indian consumers managing credit card debt and personal loans
Website
billcut.com
Services
Brand strategy, social media, content, performance marketing, athlete partnerships, website UI/UX, website copy and growth systems

About BillCut

BillCut is a New Delhi-based fintech platform that helps Indian consumers manage debt and repayment through digital financial products. The company has raised more than $1.5 million and operates through a fully digital acquisition model. Wottl began working with BillCut in May 2024 as its growth and marketing partner alongside the company’s in-house team.

About BillCut

BillCut is a New Delhi-based fintech platform that helps Indian consumers manage debt and repayment through digital financial products. The company has raised more than $1.5 million and operates through a fully digital acquisition model. Wottl began working with BillCut in May 2024 as its growth and marketing partner alongside the company’s in-house team.

$1.5M+

Paid media managed across Meta and Google

300+

Paid acquisition videos produced

150+

Video formats tested across campaigns

32.1K → 65K+

Instagram audience growth

The Mandate

BillCut had a strong financial proposition but operated in a category where customers are naturally cautious. The product needed clarity, trust and a customer journey in which every touchpoint supported digital acquisition.

Wottl was brought in to manage the complete marketing system across brand communication, social media, paid acquisition, partnerships and the website journey.

  1. Brand
  2. Content
  3. Paid Acquisition
  4. Website
  5. Application

What we identified

The product solved a meaningful financial problem. The challenge was making the solution easy to understand and relevant to people who would not normally engage with finance content.

Key Observations

Clarity before conversion

Users needed to understand the product before they could trust it.

Content and acquisition, together

Organic content had to connect with paid media and conversion communication.

A brand built for recall

The identity, mascot, content formats and website needed to feel like one system.

BillCut social post before and after the brand refresh
BillCut’s social communication before and after the visual refresh.
BillCut website before and after the initial brand and journey review
The website review revealed the same need for clearer, more consistent communication.

Rebuilding the Brand Around Clarity and Recall

Wottl led BillCut’s transition from purple to yellow and developed a new visual communication system across social media, advertising and product communication.

A relatable mascot gave the brand a recognisable personality and made financial communication feel more approachable.

The social content system combined financial education, memes, original IPs, product explainers, UGC, testimonials and culturally relevant formats.

Instagram grew from 32.1K to more than 65K followers during the partnership.
BillCut mascot ideation and design exploration
BillCut original finance content creative
BillCut social media meme creative

Connecting Creative With Digital Acquisition

BillCut’s acquisition model was entirely digital. Wottl managed the primary paid acquisition channels alongside BillCut’s internal marketing team.

More than $1.5 million was managed across Meta and Google. Over 300 paid media videos were produced and more than 150 video formats were tested to improve audience response, communication and conversion.

Paid digital partnerships with Venkatesh Iyer and Ruturaj Gaikwad strengthened visibility, trust and acquisition across key campaigns.

$1.5M+

Paid media managed

300+

Paid acquisition videos

150+

Video formats tested

Meta & Google

Primary paid channels

BillCut performance marketing creative about settling multiple loans
BillCut performance marketing creative for instant loans
BillCut performance marketing creative featuring a brand partnership

Rebuilding the Website Around the User Journey

Wottl handled the website UI/UX, copy and user journey. The experience was redesigned to explain the product clearly, answer common customer questions and guide users towards application.

Website communication was aligned with paid media, social content and the overall acquisition journey.

View website ↗
BillCut website before and after the user experience redesign
The website experience before and after the redesign.
BillCut redesigned website and conversion journey screens
The redesigned digital journey carries the refreshed brand through to conversion.

The Outcome

BillCut’s growth was driven by the combined efforts of its in-house team and Wottl’s work across digital acquisition, content, brand communication and website experience.

Primary Result

₹10 Lakh → ₹100 Crore

Growth in monthly loan disbursals during the partnership

$1.5M+

Paid media managed across Meta and Google

32.1K → 65K+

Instagram audience growth

300+

Paid acquisition videos produced

150+

Video formats tested

What Changed Beyond the Numbers

A more recognisable brand

A complete visual shift from purple to yellow, supported by a new mascot and a consistent communication system.

A connected acquisition engine

Organic content, paid media, partnerships and website communication were planned as one system.

A stronger customer journey

The brand message stayed consistent from the first advertisement through to the application journey.

An execution system built for scale

Creative testing, content production, reporting and campaign delivery were structured for continuous growth.

FROM THE CLIENT

“Wottl has been instrumental in shaping Billcut’s digital presence. From refreshing our brand identity to managing social media, building our website and driving performance and retargeting campaigns, they’ve consistently delivered work that balances creativity with measurable business outcomes. They don’t just execute. They think alongside us.”

Tanish Sharma
CEO and Co-Founder, BillCut

Tanish Sharma

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